How much could you save?

Use this quick and easy tool to work out your smartest saving and spending.

What are your essential costs?

Essential costs are things like rent/mortgage, utility bills, train fares and childcare. These are your fixed costs.

Calculate now

This is what your future savings could look like

In 10 years you could save
In 5 years you could save
In 1 year you could save

This is what your future savings could look like

Monthy essential costs
Monthly savings contributions
Monthly flexible spending (Socialising, shopping, gym, etc)
Your daily flexible spending budget

*Your future savings budget breakdown is based on a 50/20/30 budgeting rule, which is commonly used to find out if and where you're spending too much. 50% of your monthly take home salary should in theory go towards your 'essential costs', 20% should go towards any savings or debt reduction, then 30% is for your 'flexible spending'. For those people spending over 50% on their essential costs, the tool will adjust your other budgets proportionally.