Bank & savings protection checker - check your money is protected
Take a look at your results in the table below.
What’s protected?
Or view What we cover
Reason why
If your UK-authorised bank, building society or credit union fails and can’t pay back your money, FSCS can automatically pay you compensation. Use this checker to find out how much of your money is protected.
Quick and easy to use
To get started, add the name of your bank, building society or credit union, or their Firm Reference Number (FRN). Tell us roughly how much money is saved and select the type of account you have, then click ‘check now’ to see your results.
You’ll get the most accurate results if you use an FRN. This number should be on the firm’s website, or you can ask them for it. Firms can have similar names, so by using the unique FRN you’ll be sure you’ve chosen the right one.
Double check your protection
It’s important to be aware that there’s a limit to the amount of compensation we can pay. Make sure there are no surprises by double checking how much of your money would be protected by FSCS if your providers were to fail.
Some banks or building societies share a banking licence and this could also impact how much of your money is covered. Check whether this applies to any of your savings by adding all of the accounts you have to this checker. Once you’ve entered information about your first account, you can use the ‘+ add account’ button on the results page to add more.
Can’t find your bank, building society or credit union?
If you can't find your provider using the protection checker, FSCS might not protect your money. FSCS can’t protect e-money or payment services firms and we can only protect money held by UK branches of authorised banks and building societies.
The protection checker will find results for cash deposits, but not investments or savings products structured as long-term contracts of insurance, as offered by some mutual insurers. FSCS may be able to protect these products, but this would not be under our deposits protection.
Read more here about the possible reasons you can’t find your bank, building society or credit union.
Disclaimer
Results are provided for information purposes only and no representation is given as to their accuracy. Results are based on the Financial Conduct Authority (FCA)’s Financial Services Register. You should always refer to the firm for further information.
Warning: Scammers can use the name of a legitimate firm and sometimes the FSCS logo to try to get you to part with your money. Always check the FCA’s website for any warnings about cloned firms.
FSCS Protected
The ‘FSCS Protected’ badge is displayed by UK-authorised banks, building societies, credit unions, Northern Ireland credit unions and certain overseas firms with branches in the UK. The badge is displayed in branches, online and in mobile apps. It indicates that eligible deposits are protected by FSCS under the deposit guarantee scheme up to £85,000 per person. Look out for the ‘FSCS Protected’ badge next time you are looking for a deposit product.