Your savings are protected

There is the sound of children’s voices in the background.

Male voice: We all have something we’re putting money aside for. .

We pull out to see the irregular shape is actually the pattern on the neck of a child’s height measuring giraffe. The giraffe comes to life and walks in front of some trees.

Male voice: And whether it’s for a child’s bedroom or for a safari holiday…

The Giraffe nibbles at some leaves

Male voice: …the money you’re saving is automatically protected by the FSCS. The Financial Services Compensation Scheme.

We pan up through a ‘2’ shaped hole to discover a leaf where two caterpillars have nibbled ‘ 2X’.

Male voice: If you have a joint account, your money is protected for twice as much, in any UK authorised bank, building society or credit union.

The camera moves up to the sky. A birthday balloon with 40 written on it drifts into the sky. It changes to a 40 speed limit road sign.

Male voice: It doesn’t matter if it’s for a big birthday or driving lessons, your money is safe.

A cloud drifts by in the shape of the word free.

Male voice: The FSCS is a free service to protect your money,

should anything happen to your bank, building society or credit union. 

A sun shines in the sky then changes to a moon, night and day change rapidly. The words 7 days then appear in the sun.

Male voice: And you’ll normally get your money back within seven days. It’s completely automatic.

The sun transforms into a door knocker, which raps on the door then turns into a glowing power button. 

Male voice: So whether your money is for a new home or a new television, you can be confident your savings are protected

The power button depresses and changes colour as if turning to standby mode and then disappears. The FSCS badge appears.

Male voice: To check the limit, and that you’re fully covered visit

About the FSCS

You'll probably never need us. But it's nice to know we're here.


If anything happens to your bank, building society or credit union, the FSCS automatically refunds savings up to £85,000 within 7 days. You won't have to do anything.


FSCS has paid out more than £26 billion in compensation.


FSCS has already helped more than 4.5 million people since it was established in 2001.

7 days

The FSCS automatically refunds savings up to £85,000 within 7 days.

Countdown to
New Limit

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