All things banking, savings, investing and retirement
Open Banking is billed as a way for customers to gain more control over – and benefit from - their own data. Rebecca O'Connor explains more.
FSCS cover for pensions could be critical to the choices you make with your retirement savings when it comes to choosing a home for them.
Stocks and shares ISAs work very differently to cash ISAs. Rebecca O'Connor explains more in this helpful guide
ISAs are tax free cash and investment savings accounts for UK residents. If you're aged 16 or over then you're eligible to open a cash ISA, and people aged 18 or over can open a stocks & shares ISA or innovative finance ISA. Rebecca O'Connor explains the full range of ISAs (individual savings account) available in the UK.
Although they can and do fail from time to time, if you are already a credit union member or are thinking about joining one, it’s worth understanding how your money is protected just the same as UK banks and building societies by FSCS.
Whether you are employed and have been offered a company pension scheme, or you are self-employed and setting up your own pension, you will need to make some choices, which you might not be prepared for
Rebecca O'Connor says the impact on your stock market investments from a downward slide in values can be minimised, with some careful thought and preparation
Transferring between pension schemes can be fiendishly complicated. Pension schemes benefits may also vary and schemes are fairly unique. A transfer might suit one person in one scheme, it doesn’t mean it will be right for another. Personal circumstances, as well as pension terms and conditions, will all make a difference to what’s best for you and your pension money. Rebecca O'Connor explains more.
Holly Thomas explains why Bitcoin and other cryptocurrencies were created, why they're valuable, and what the risks are for investors
A number of next generation 'challenger banks' are offering a proactive approach to money management in their app based banking products. Esther Shaw explores these banks and the level of safety they offer their customers
Credit cards can offer a way of coping with a big expense if you don’t savings to raid. They can also be very expensive and all-too-easy way to borrow, often resulting in big debts. In this Money Means guide, Holly Thomas explains how to spend wisely on them.
If 2017 is the year you plan to get your pension in order, here are five tips to help you take control of your retirement savings
With wage growth relatively flat and consumer indebtedness rising, a rate increase may be hard for some to manage depending on whether you're a saver or borrower.
A number of pension providers offer the benefits of ethical fund options so you can invest in companies that are beneficial to society, while still meeting risk and return goals
Savers ready to dip their toe into the stock market must choose a place to hold their investments. Fund supermarkets, also known as platforms, act as a place to buy, sell and hold all your investments whether you’re buying individual shares, or funds where money is pooled with that of other investors, holding lots of different shares.
FSCS protects more than just your savings, here's what you need to know to make sure your money is safe...
WHAT TO DO WITH AN INHERITANCE OR LUMP SUM OF MONEY Esther Shaw explores the financial options for those who receive an inheritance or an unexpected lump sum of money
Despite being a money journalist, Faith Archer only recently started investing. Here, she shares her motivations, goals and how she finally got going.
Iona Bain explains the stock market, a place where investors buy and sell company shares. It’s more than just a physical place, because investors can trade from anywhere in the world on stock exchanges
We've all heard of interest rates but how do they affect us individually? James Daley from Fairer Finance explains how interest rates work to Money Means as part of our series on how the economy works.
Holly Thomas explains why we should all have a cyber health check to make sure we keep our finacial details and identity safe online
Looking for the basics of how to start investing? Harriet Myer's beginner's guide to investing gives tips for how much to invest, where to invest and whether to buy funds or shares.
Deciding on which one(s) to have in your purse or wallet depends on what you want from a credit card. Holly Thomas tells you what you need to know.
Part 2 of our beginner's guide to investing shows you how to invest safely to help you tackle investing with minimal risk courtesy of Harriet Meyer
Crowdfunding sites enable small businesses to raise funds via micro-investors - “the crowd” - who all invest small amounts in the business. Money writer David Budworth explores the risks and rewards.
The much talked-about Lifetime ISA (LISA) launches on April 6, aimed at anyone looking to save for their first home – or for their retirement – or both. Esther Shaw tells you what you need to know.
Rebecca O'Connor explains future proofing your finances. That means keeping a lid on debt as much as saving for the future. Expect the unexpected and plan ahead to give you and your finances a healthy future. Find out more in the helpful guide.
Iona Bain explains how you can check if you're eligible for mis-sold Payment Protection Insurance (PPI) policies and how claiming is free and easy with FSCS if your policy provider has gone out of business
While the odd impulse purchase can be harmless, signing up to a financial product you don’t need, or use, will prove a far bigger waste of money. Here are six financial products to steer clear of - by Holly Thomas
Holly Thomas reveals the 5 most common financial scams in the UK and how to avoid them.
It can be hard to keep tabs on workplace savings. An estimated £400 million lies unclaimed in pension savings, according to Government figures. Find out how you can recover your pensions. A guide from FSCS, the people who protect your money up to £85,000 in UK banks, building societies and credit unions, for free!
Read Rebecca O'Connor's guide to ethical finance - First of all, the term ethical is out. You are more likely to hear providers that consider themselves more environmentally and socially responsible as “responsible” rather than ethical.
Ensuring you are comfortable in retirement requires careful planning which can seem daunting, especially as the jargon associated with pensions can be off-putting. - By David Budworth
There are several official institutions who are there to help look after our money. A lot of them might begin with ‘F’, but there are crucial differences between them.
Katie Morely's guide to saving your way to success: 7 of the best ways to invest your money
While the savings market remains in the doldrums, with little sign of improvement. Esther Shaw explores how savers can get the most out of their money.