About FSCS

FSCS compensates you if your (UK authorised) financial provider stops trading or is insolvent. FSCS protects a range of products, such as savings/current accounts (from £1 to £85,000) and that protection is free, automatic and usually compensates people within seven days. We also protect investment business, home finance, insurance policies and insurance broking

FSCS protects your savings for free. Here’s the lowdown from Benedict Cumberbatch

1. How much money do you have in savings?

This is the total amount of money you have in savings and current accounts.

Based on data that is correct as of January 2017. See our terms conditions.

The names of your selected banks and building societies will appear here

Your results

Institution

Only the first £85,000 of your savings across the brands that share an authorisation are protected.

Your results

Institution Savings At risk

Only the first £85,000 of your savings across the brands that share an authorisation are protected.

Good news - your savings
are protected.

The FSCS protects savings up to £85,000 with authorised firms and applies to individuals and small businesses. In the unlikely event that anything happens to your bank, building society or credit union, the FSCS automatically refunds savings within seven days. You won't have to do anything.

For information about the full scope of our protection, visit the FSCS website.

For information about UK authorised firms and bank and building society brands which may share an authorisation visit the Financial Conduct Authority website.

Check your shared authorisations to ensure you are protected

The FSCS protects savings up to £85,000 with authorised firms and applies to individuals and small businesses. In the unlikely event that anything happens to your bank, building society or credit union, the FSCS automatically refunds savings up to £85,000 within seven days. You won't have to do anything.

As a saver with a substantial amount of money, you should always check to see if your providers share a banking authorisation to avoid exceeding the £85,000 protection limit per banking authorisation.

To find out more check the Financial Services Register for information about authorised firms or contact your financial services providers, financial advisers or the FSCS.

For information about the full scope of our protection, visit the FSCS website.

For information about UK authorised firms and bank and building society brands which may share an authorisation visit the Bank of England website.

Some of your savings may be at risk

The FSCS protects savings up to £85,000 with authorised firms and applies to individuals and small businesses. The highlighted fields show savings that may be at risk where:

  • You are holding more than £85,000 with one firm
  • You are holding more than £85,000 with two or more brands that are part of the same banking group, share an authorisation and one £85,000 limit applies. So savings in excess of this may not be protected by the FSCS

The £85,000 limit applies to individuals. If your savings are in a joint account this limit increases to £170,000.

To find out more check the Financial Services Register for information about authorised firms or contact your financial services providers, financial advisers or the FSCS.

For information about the full scope of our protection visit the FSCS website.

For information about UK authorised firms and bank and building society brands which may share an authorisation visit the Financial Conduct Authority website.

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